Guiding You to a Better Financial Outcome is Our Highest Calling
Financial Planning Education Planning Retirement Planning Estate Planning
These are some of the most difficult and intimidating decisions of your life—especially if you’re making them alone and only partially informed. The good news is you don’t have to do it that way.
We’d like to extend you an invitation to talk about your possibilities, answer your questions, address your issues, and perhaps alleviate those concerns that have been on your mind. We’d like to encourage you to draw from over three decades of experience in helping people create a plan that enriches their financial future.
It begins with a casual conversation.
Isn’t it about time?
About Us
Working With Us
Davis Financial Management is an independent wealth management firm. Why is this important?
Independence is important to you because it allows us to provide unbiased financial advice.
We’re not tied to any organization or program - We don’t work for them, we work for you.
Excellent question.
Once we’ve thoroughly acquainted ourselves with your needs, we go to the open market on your behalf and find the programs and strategies perfectly suited to your goals and dreams.
Simply stated, our mission is to put you, your family, and your business on a clear path to a successful financial future.
We’ve used this approach to assist people from all walks of life from individuals and families, to executives, business owners, and companies.
Ready to put your plan in place?
About You
Your Family
One of life’s greatest joys is your family. Wrapped in that joy are the challenges of providing a good home, an excellent education for your children, a successful plan for retirement, and leaving behind a meaningful legacy. Oh, and having some fun along the way!
Over the years we’ve found that many families instinctively take some good financial steps toward a successful future, but we've never seen instinct alone create an optimized financial plan.
You need to make informed decisions
Crucial planning mistakes can cause difficult setbacks for your family's financial goals that are often too difficult to see until it's too late.
We can help you choose a clear path
For more than a quarter-century we have earned a reputation for creating financial plans that help families like yours avoid costly mistakes. Integrating the financial goals of each family member requires a bit of planning strategy, but rest assured — we have a lot of experience putting sound strategies into place. Let's get this right. Together.
- Developing a Family Financial Plan
- Saving for Large Purchases
- Mapping out your Children's Educational Planning Options
- Implementing Suitable Retirement Planning Strategies
- Family Generational Wealth Distribution
- Guidance for Estate Planning and Gifting Strategies
- Portfolio Analysis, Optimization, Customization Options
- Considerations for your Stock Options, RSU's, and ESPP
- Strategies for Tax Loss Harvesting and Low Cost Basis stock
Yourself
Your needs are unique.
We get that.
And we know that there is no cookie cutter approach that works for everyone.
As an individual budgeting for a home purchase, planning for retirement, or pondering your estate needs, you have a lot of very important decisions to make.
You need to know a lot, and you need help
You'll need an accurate assessment that takes your unique situation into account. We'll work together and create the plan that's right for you.
There are hundreds of factors that affect the decisions you will soon be making
The good news is: you don't have to do it alone.
Ask Us About:
- Developing a Comprehensive Financial Plan
- Saving for Large Purchases
- Implementing Suitable Retirement Planning Strategies
- Guidance for Estate Planning and Gifting Strategies
- Portfolio Analysis, Optimization, Customization Options
- Considerations for your Stock Options, RSU's, and ESPP
- Strategies for Tax Loss Harvesting and Low Cost Basis stock
Your Business
Whether you own an established business or are involved in a budding start-up, you have unique issues that if left unaddressed, can create unnecessary challenges. These challenges can be so overwhelming that they can cause you to take your eye off the ball.
That doesn't need to happen.
Here comes the pitch: We focus on the challenge, and you focus on your business.
Ask Us about a plan for optimizing the financial health of your business.
We Offer:
- Retirement plan design and Implementation
- 401(k) Plans
- Individual (k) Plans
- SIMPLE Plans
- SEP – Simplified Employee Pensions
- Profit Sharing / Money Purchase Plans
- Customized Plans for specific business needs
- Group Health Plans: Medical, Dental, Vision, Life
- Income Replacement Programs (Long Term Disability)
- Critical Illness & Key Person Life Insurance
- Buy/Sell Agreements
Your Insurance Needs
You have risk to manage. What happens if you’re out of action or worse before your family is financially prepared?
Are you newly married with young children and a large mortgage? Getting ready to send your children to college? Perhaps your children are grown, but there are loved ones in your life - or even any favorite charity relying on some degree of financial support from you.
The big question about Life Insurance is this: Will the assets you leave behind, after taxes and final expenses, be enough to take care of things after you’re gone?
Death isn’t the only event that can drain your net worth and decimate financial security. An extended disability or need for long term medical care can be a financial disaster for your family. Disability insurance and Long-Term Care Insurance can help cover your living expenses in the case of injury, chronic illness, or worse.
You don’t want to talk about it, but isn’t talking about it the wise thing to do?
Ask Us About:
- Analyzing your overall insurance needs
- Second opinions on existing insurance coverage
- Budgeting your insurance costs
- Properly using life insurance to transfer your wealth to heirs
- Using insurance to pay estate taxes
Your Estate Needs
Building wealth takes a lot of hard work.
Keeping it takes shrewd work.
Think about it:
Does Uncle Sam really need more of your money?
Does Uncle Fester really deserve to inherit your wealth because there was no plan in place and things weren't set up the right way?
Rest easy.
We'll work with your legal and tax advisors to develop an estate scenario that distributes your wealth the way you want while minimizing tax liabilities.
It's easy to put off this type of planning only to address it in an urgent situation. Please Don't.
There are no do-overs.
Ask Us About:
- Developing a Estate Focused Financial Plan
- Family Generational Wealth Distribution
- Gifting Strategies to benefit your family, church, or charity
- Wealth Transfer and Gifting Considerations for your Stock Options, RSU's, and ESPP
- Wealth Transfer and Gifting Strategies for Tax Loss Harvesting or Low Cost Basis stock
- Life Insurance Planning and Implementation
- Beneficiary Planning
- Guidance for Revocable Living Trusts
- A/B Trust - Marital Trust/Bypass Trust
- QTIP Trust- Qualified Terminable Interest Property
- ILIT - Irrevocable Life Insurance Trusts
Contact Us
Davis Financial Management
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